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PENILAIAN THE SIX C’S OF CREDIT SEBAGAI ALAT PENGENDALIAN INTERN PEMBERIAN KREDIT PADA PERBANKAN DI PT BPR GUNUNG MERBABU SEMARANG

Syawitri, Irma Yulia (2012) PENILAIAN THE SIX C’S OF CREDIT SEBAGAI ALAT PENGENDALIAN INTERN PEMBERIAN KREDIT PADA PERBANKAN DI PT BPR GUNUNG MERBABU SEMARANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

This study aims to describe valuation The Six C's Of Credit in the banking credit analysis in PT BPR Gunung Merbabu Semarang and explaining loan repayment internal analysis contained in PT BPR Gunung Merbabu Semarang. This study is a case study conducted at PT BPR Gunung Merbabu Semarang is located on the road the Mentri Supeno II / I, Semarang, objective research is describe assessment of the Six C's Of Credit in the analysis of credit at bank and Explaining internal analysis of lending returns there at PT BPR Gunung Merbabu Semarang. Stages of analysis used is analysis of credit with six C's, the techniques used to analyze the provision of credit, namely: Character Capacity, Capital, Collateral, Compliance and Condition of Economy and control analysis of credit which include: authorization of adequate segregation of duties is adequate , documents and records are adequate, adequate control over assets and records, a check on the performance that has been done. The results of the analysis, credit analysis needs to be done because of the credit analysis can give confidence to the BPR Merbabu that if the credit will be given to prospective borrowers will not have any risk is too great. So that the main function of the credit analysis is to reduce or minimize the risk of lending the future. Credit analysis conducted by BPR Merbabu is effective and can be used as a means of credit control, and internal control systems are implemented BPR Merbabu been effective due to its organizational structure, although there perangkapan task but can be repaired, but it's still no shortage is not the application job rotation.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economics > Department of Accounting (62201)
Depositing User: Halimatus Zahroh
Date Deposited: 14 Jan 2015 03:41
Last Modified: 14 Jan 2015 03:41
URI : http://eprints.umm.ac.id/id/eprint/14722

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