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PERSEPSI NASABAH TERHADAP PENERAPAN PRINSIP SISTEM KEUANGAN ISLAM PADA PERBANKAN SYARIAH DI KOTA MALANG

Wigati, Wulan Rimadian (2012) PERSEPSI NASABAH TERHADAP PENERAPAN PRINSIP SISTEM KEUANGAN ISLAM PADA PERBANKAN SYARIAH DI KOTA MALANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

Financial institutions in Indonesia based on syariah are growing rapidly. The increasing number of syariah banking in Indonesia is because the interest of the Indonesian people to become customers of the syariah bank. in order to keep awake the existence of syariah bank, it have to actually apply the principles of the Islamic financial system in carrying out its operational activities. The purpose of this study was to determine how the perception of syariah bank customers towards the principles Islamic financial system applying in syariah banking in the city of Malang. Principles which became variable in this research were brotherhood principle, fair, salvation, balance and universalism principle. The data used are the primary data by distributing questionnaires to customers totaling 100 respondents. The results of this questionnaire will be tested through reliability and validity. Test results indicate that the data fulfill the quality so it can be said to be valid and reliable. Tested data would be analyzed by frequency descriptive statistic analysis. Analytical result showed that syariah bank in Malang city had applied Islamic financial system principles in their operational. But there still a things to be fixed. It is handling the sewage examination of work that will be funded by banks. From the above conclusions, the researchers suggested the bank should further enhance the application of the principles of the Islamic financial system in order to optimally perform its business activities are labeled syariah, so that it can compete with conventional banks.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Faculty of Economics > Department of Accounting (62201)
Depositing User: Halimatus Zahroh
Date Deposited: 12 Jan 2015 07:30
Last Modified: 12 Jan 2015 07:30
URI : http://eprints.umm.ac.id/id/eprint/14650

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