ANALISIS PENGARUH KREDIT BERMASALAH (NPL) DAN RASIO KECUKUPAN MODAL (CAR) TERHADAP PENGEMBALIAN ATAS EKUITAS (ROE) PADA BANK BUMN

Yulis Nurul , 'Aini (2009) ANALISIS PENGARUH KREDIT BERMASALAH (NPL) DAN RASIO KECUKUPAN MODAL (CAR) TERHADAP PENGEMBALIAN ATAS EKUITAS (ROE) PADA BANK BUMN. Other thesis, University of Muhammadiyah Malang.

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Abstract

This research is focused knowing the in influence of non performing loan and adequacy ratio toward return on equity by using NPL, CAR, and ROE. The data used are quarterly finance calculation ratio in bank of BUMN by the year 2004-2007. Therefore, the title of this research is: “ Analysis of influence of non performing loan (NPL) and capital adequacy ratio (CAR) toward return on equity (ROE) in bank of BUMN. In this research, the writer took two hypotheses is: non performing loan (NPL) and capital adequacy ratio (CAR) influence significantly toward return on equity (ROE). Non performing loan is variable have bigger toward return on equity (ROE) in bank of BUMN. The instruments used is double regression and OLS test that divided by: autocorrelation test, multicol test, and Heteroskedastisitas test. Based on the data analysis result uses double regression method and OLS regression analysis, the result non performing loan (NPL) and capital adequacy ratio (CAR) give significantly effect toward return on equity (ROE). In conclusion, hypotheses 1 and result similar. Non performing (NPL) gives bigger effect toward return on equity (ROE) to bank of BUMN. This result shows that hypotheses 2 is appropriate with return on equity (ROE). From those explanation, the summarizing is non performing loan (NPL) and capital adequacy ratio (CAR) gives significantly effect toward retun on equity (ROE) to bank of BUMN. Moreover, hypotheses 1 which argue that non performing loan (NPL) and capital adequacy ratio (CAR) give influence toward to bank of BUMN. Non performing loan is bigger variable which give effect toward return on equity to bank of BUMN. Indeed, hypotheses 2 which argue that Non performing loan (NPL) give bigger influence toward to bank of BUMN is received

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Anggit Aldila
Date Deposited: 11 Jul 2012 02:30
Last Modified: 11 Jul 2012 02:30
URI: http://eprints.umm.ac.id/id/eprint/11814

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