IMPLEMENTASI AKAD MUSYARAKAH (KERJASAMA) DALAM KONGSI PEMILIKAN RUMAH SYARIAH (KPRS) (STUDI DI BANK MUAMALAT INDONESIA CABANG MALANG)

S.B , KHALED. (2010) IMPLEMENTASI AKAD MUSYARAKAH (KERJASAMA) DALAM KONGSI PEMILIKAN RUMAH SYARIAH (KPRS) (STUDI DI BANK MUAMALAT INDONESIA CABANG MALANG). Other thesis, University of Muhammadiyah Malang.

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Abstract

Akad facilitate each person in meeting the needs and interests which can not fulfilling their own without the help and services of others. Therefore justifiable to say that the covenant is a social tool invented by human civilization to support life as social beings. Roscoe Pound statement about the Middle Ages where most people the riches of the promises and the promised benefits of others against. Abstract This research study and answer the question of how the implementation of Musharaka financing covenant in House Ownership Kongsi products Sharia (KPRS) at Bank Muamalat Indonesia Cabang Malang, in the case of covenant compliance with its implementation arrangements in the field. These studies include the type of empirical legal research is descriptive. This research data includes primary data and secondary data. Primary data is the main data of this study. While secondary data are used as the primary data supporting. Data were collected by structured interview techniques (interview guide). To collect the secondary data used documentation techniques. Engineering analysis is qualitative, using interactive data analysis techniques (interactive model of analysis), the analysis process by using three components consisting of data reduction, data presentation, and then drawing the conclusion that shaped their activities interact with the data collection cycle process between these stages. Implementation of joint financing of home ownership sharia (KPRS) in Bank Artha Graha Indonesia using akad Musharaka al-wal muntahia ijara-tamlik bit. House Ownership Financing Sharia Kongsi (KPRS) using musharaka and ijara covenant set forth in the provisions of the National Sharia Board Fatwa Ulama Council of Indonesia Number 08/DSN-MUI/IV/2000 Musharaka Financing. All things related to financing the implementation guidelines Kongsi House Ownership Sharia (KPRS) stated in the letter agreement signed by the bank, customers and witnesses made before a notary. In the calculation penyicilan home, it's easier than Murabaha Musharaka akad more complicated, but the problem of profit both parties better off using Musharaka akad akad because if you use murabaha margin set by banks is very high unlike the margin musharaka lighter.

Item Type: Thesis (Other)
Subjects: K Law > K Law (General)
Divisions: Faculty of Law > Department of Law
Depositing User: Rayi Tegar Pamungkas
Date Deposited: 26 Mar 2012 04:42
Last Modified: 26 Mar 2012 04:42
URI: http://eprints.umm.ac.id/id/eprint/1082

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